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Employee Benefits
Pay Rates
Flexible Work Schedule
Alternative work schedules allow employees to work several types of work
weeks. Hours per day and starting/quitting times each day may vary.
Leave/Time Off
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Vacation Leave (Annual) - 13 to 26 days per year based on length of
service
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Sick Leave - 13 days per year for employee illness
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Leave Share Programs allow coworkers to voluntarily transfer some of
their vacation leave to specific coworkers to assist in dealing with a
personal or family medical emergency.
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Family Medical Leave Act ensures that up to 12 weeks of unpaid family and
medical leave are available on a gender-neutral basis and mandates job
security for employees who take such leave.
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Holidays - 10 per year.
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Military Leave - allows 15 days of military leave each fiscal year for
use when called for active duty or active duty training.
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Court Leave - available if summoned to serve on a jury or as witness on
behalf of U.S. Government, the District of Columbia, a state or local
government.
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Incentive Awards
Monetary and non-monetary recognition of outstanding performance and
achievements.
Health Insurance Benefits
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Widest selection of health plans in the country. More than 370 plans
participate in the health insurance program. Employees can choose among
fee-for-service plans, health maintenance organizations, and
point-of-service plans. Employees
selecting High Deductible Health Plans pay lower rates and receive monthly
payments into their
Health Savings Accounts. Similar before-tax accounts (funded by the
employee) are available for those selecting other plans.
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Enrollment available for employees and their families.
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Coverage provided without a medical examination or restriction because of
age, current health, or pre-existing conditions.
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No waiting periods.
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Catastrophic protection against unusually large medical bills.
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Reasonable rates; most enrollees pay only one-fourth of the health
benefit’s premium.
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Opportunity to change plans; there is an annual open season during which
employees can change their plan enrollment.
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Continuation into retirement; Federal employees can continue their health
insurance coverage into retirement with a full Government contribution.
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Student Loan Repayment
This benefit is limited to outstanding Federally insured or guaranteed
loans made by higher education institutions or banks and other private
lenders as authorized by the Higher Education Act of 1965 and the Public
Health Service Act. A student loan repayment benefit may be offered to
facilitate the recruitment or retention of highly qualified employees. The
amount paid is subject to a maximum limit of $6,000 per employee per
calendar year and a lifetime total of $40,000 per employee and is determined
by the agency. The decision to approve or disapprove a student loan
repayment benefit must be made according to delegations of authority.
For retention purposes a student loan repayment benefit may be paid
provided there is a written determination that the high or unique
qualifications of the employee or special need of the bureau for the
employee’s services makes it essential to retain the employee, and that, in
the absence of offering student loan repayment benefits, the employee would
be likely to leave for employment outside the Federal service.
A written service agreement must be executed. The minimum period for
continued service is 3 years.
Life Insurance Benefits
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Basic life insurance available equal to the employee’s salary plus
$2,000.
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Optional additional insurance available at the employee’s expense, both
for the employee and the employee’s spouse and eligible children.
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Low cost; Government pays one-third of the cost of the basic life
insurance.
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No physical is required to prove insurability.
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Basic coverage includes double benefits for accidental death and benefits
for loss of limb(s) or eyesight.
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Accelerated death benefits are available to terminally ill enrollees.
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Life insurance may be continued into retirement, or converted private
coverage upon employment termination, without proof of insurability.
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Generous Retirement Benefits
Outstanding three-tiered plan to provide secure retirement, disability
and survivor benefits for employees and their dependents.
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Social Security benefits (first tier)
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Federal Pension (FERS) offers both an annuity that grows with length of
service (second tier), and a
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Tax-deferred Savings Plan (TSP) similar to 401K plans
(third tier). Employees can choose to
invest in any of three TSP funds or spread investment across the three funds: a
government securities fund, a bond fund and a stock fund--all professionally
and securely managed by the Federal Retirement Thrift Investment Board.
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Training and Development
Opportunities
Training is provided to employees to fulfill the organizational mission,
to improve productivity, and to provide quality products and service to the
public.
Employee Assistance Program
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Provides counseling crisis intervention.
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Provides a variety of confidential services, including counseling and
referrals, to employees who are experiencing personal problems.
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Long Term Care
Long term care is ongoing care for people who need lengthy or even
lifelong help with activities they perform every day—such as bathing and
dressing—due to an illness, injury, or severe cognitive impairment (such as
Alzheimer’s disease). The Federal Long Term Care Insurance Program is the
only long term care insurance program sponsored by the Federal Government
for the Federal Family! It reflects the careful efforts of the U.S. Office
of Personnel Management (OPM) and two insurance leaders—John Hancock and
MetLife—to provide comprehensive benefits and group premiums. Some of the
great advantages offered by the Federal Long Term Care Insurance Program
include competitive group rates, an expansive home care benefit that
includes informal care, and innovative inflation options.
Detailed Benefits Information
Complete information on Federal employee benefits may be
found using the Firstgov
Benefits,
Leave and Pay gateway.
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Last Updated:
10/22/2007,
01:49:13 PM
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